What is a Judgment Lien?

Real Estate Dictionary

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A lien against the property of a judgment debtor. An involuntary lien.

A Judgment lien is a legal claim that a creditor places on the property of a debtor as a result of a court judgment against the debtor. This lien serves as a security interest for the creditor, giving them the right to force the sale of the debtor's property to satisfy the judgment if the debtor fails to pay the amount owed. The lien will remain in place until the debt is paid in full or the creditor releases the lien. The process of obtaining a judgment lien typically involves going through a legal process, such as a lawsuit, to obtain a judgment against the debtor, and then filing the judgment with the appropriate government agency to create the lien.