Tailored Solutions to Fit Your Needs

Relocation Title and Escrow Services

When it comes to Stewart Title’s relocation services, you’ll quickly notice that we don’t have a one-size-fits-all approach. We work with you to develop customized solutions for your business. We offer a single point of contact for support on each transaction. We provide a complete service delivery assessment of your needs. Our team will deliver comprehensive relocation title, equity and closing services that enable us to meet the unique needs of you and your clients.

Our Offerings Include:

Order Processing

Title orders are placed within a select national network of Stewart Title affiliates, agents and approved attorneys experienced in relocation transactions.

Title Insurance

Stewart’s national network performs extensive underwriting and analysis of the property to verify title can be insured at resale closing.

Tax Information

We obtain property tax information from our local office, including taxing authority contacts and mailing information, payment status (paid or unpaid) and coverage dates, utility information (if lienable), special assessment and personal property tax information.

Title Curative

We review the title search for potential title defects and provide a snapshot of the status of the title. We work directly with the transferee or relocation management company (RMC) to cure any issues prior to equity closing.

Transferee Document Preparation/Coordination

State-specific documents are prepared for the transferring employee to transfer the title of their property to the new buyer. In states that require attorney drafting, we order the documents from the local attorney.

Corporate Document Preparation/Coordination

State-specific documents are prepared for the entity that takes title from the transferee and ultimately passes title to the new buyer in a two-deed transaction.

Document Package Review

We review the executed documents to verify each document has been completed and signed accurately by the transferee, notary and witnesses, when applicable, to ensure recordability.

Nominee Services

Our nominee takes title on behalf of the RMC to ensure the highest degree of discretion and anonymity and to streamline the two-deed process for the RMC.

Equity Calculations

We calculate the transferring employee’s equity by prorating updated property tax, mortgage and homeowners’ association (HOA) information. A Seller’s Equity Statement is prepared and a 1099S is filed, when applicable.

Vacant Home Insurance Administration

We prepare the certificate of insurance notifying the vacant home insurance underwriter that the property is now vacant and coverage should begin. At resale closing, we calculate and collect the premium due.

Disbursements and Recordings

Upon receipt of wired funds from the RMC or their corporate client, we can make the mortgage payoff(s); disburse equity proceeds to the transferee and record documents upon request.

Property Accounting Services

Upon receipt of wired funds from the RMC or their corporate client, we set up a working bank account for disbursements, including equity proceeds to the transferee, mortgage, property tax and HOA payments.

Resale Closing Coordination

We work with the local closing office to secure a final closing statement prior to closing that accurately reflects the terms of the Purchase Agreement. We ensure that the proceeds, all closing documentation and the broker referral fee are received by the RMC shortly after disbursement.

Escrow Tracking

We monitor escrow funds held at closing by the local closing agent.

Final Property Reconciliation

We prepare a Final Property Report detailing all expenses and credits incurred during the relocation transaction that the RMC uses to bill their corporate client.

Destination Title and Closing Services

We assign a Stewart Title affiliate, agent or approved attorney to handle the destination closing for the transferee who works closely with the selling real estate professional to ensure a smooth and successful closing.

Direct Reimbursement

We assign a Stewart Title affiliate, agent or approved attorney to handle the closing directly with the transferee. Once a Purchase Agreement has been executed, we work closely with the local closing office to secure the closing statement for the RMC to review for reimbursable closing costs.

On-site Staffing

We can provide title and closing services on-site at the customer location by forming a team of experienced Stewart Title Relocation Services associates coordinating and conforming to the accounting processes and corporate culture.

Training and Education

We provide timely and customizable training to consultants, management and other audiences on industry developments and best practices. Stay up to date with our legislative alerts and quarterly newsletters.

Customized Reporting

Operationally, we utilize empirical metrics and scorecard measurements as a means to independently measure the quality, compliance and operational effectiveness of each service offering.

We can tailor these reports to meet the needs of your changing business priorities and reporting requirements.