Online Documents Inc. announces virtual eHUD to assure compliance with Truth-In-Lending and to avoid predatory loans at closing

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SAN ANTONIO (March 22, 2005) - Landata Technologies Inc. has integrated its Landata e-Recording System with Frost Bank's LegalEase, an online service simplifiying the process of paying for governmental services.

"With LegalEase, title companies, attorneys and other entities that record, file and retrieve documents with Texas counties can manage all their payments online," said Alan Cellura, president and CEO, Landata Technologies.

"When used with our e-recording system, for example, funds to pay for the recording are automatically transferred from the submitter's account to the county clerk's account," said Cellura. "LegalEase eliminates any overpayment or underpayment on the part of the submitter, which also assists the county clerk in keeping accounts balanced."

LegalEase is an Internet-based system where the customer provides a 16-digit account number for all transactions. Funds are sent electronically to the bank account the county chooses - it's a guaranteed payment. LegalEase is used for recording, filing, document copy retrieval and other fees generated by counties all across Texas.

LegalEase provides a Web site to research all transactions, and service can be started by executing a simple agreement.

"Partnering with Landata helps us provide the safest and most efficient method of paying for image-based recording, filing and document retrieval," said Tom Frost III, senior executive vice president, Frost Bank.

One example where LegalEase is being used in conjunction with the Landata e-Recording System is Bexar County (San Antonio), where approximately 3,000 documents per month are paid for using the system.

For information about LegalEase, go to, click on Business Solutions, click on Specialized Services and click on LegalEase.

About Frost Bank

Frost Bank is the banking subsidiary of Cullen/Frost Bankers, Inc., a financial holding company headquartered in San Antonio, with assets of $10 billion at Dec. 31, 2004. The corporation provides a full range of business and consumer banking products, investment and brokerage services, insurance products and investment banking services. Frost Bank operates 78 financial centers across Texas in Austin, Boerne, Corpus Christi, Dallas, Fort Worth, Galveston, Harlingen, Houston, McAllen, New Braunfels, San Antonio and San Marcos. Founded in 1868, Frost is the largest national bank headquartered in Texas, helping Texans with their financial needs during three centuries. Cullen/Frost Bankers' stock is traded on the New York Stock Exchange under the symbol CFR.

About Landata Technologies Inc.

Landata Technologies, a wholly owned subsidiary of Stewart Information Services Corp., offers electronic document conversion with indexing services, recordation systems, e-recording and data warehousing with e-commerce to government entities and title companies.

About Stewart

Stewart Information Services Corp. is a technology driven, strategically competitive, real estate information and transaction management company providing title insurance and related information services through more than 7,800 policy-issuing offices and agencies in the United States and numerous international markets. Stewart delivers via e-commerce the services required for settlement by the real estate and mortgage industries. Stewart also provides post-closing lender services, automated county clerk land records, property ownership mapping, geographic information systems, property information reports, flood certificates, document preparation, background checks and expertise in tax-deferred exchanges. More information can be found at


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