M.D. Gibson & Associates and Online Documents Inc. announce "the Texas Solution," an alliance providing a bundle of legal and mortgage document services for Texas lenders

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M.D. Gibson & Associates, P.C. (Gibson) of Houston, Texas, and Online Documents, Inc., a subsidiary of Stewart Mortgage Information (SMI) today announced an alliance to provide a bundle of legal and mortgage document services for Texas lenders. Their initiative, known as "the Texas Solution," provides closing and post-closing services, including legally compliant initial disclosures and closing documents required under federal and Texas state law.

"Many lenders outside Texas avoid our state due to the perception that lending laws here are just too difficult to understand and deal with," said Mack Gibson, owner and President of M.D. Gibson & Associates. Gibson continued: "Our alliance with Online Documents enables us to provide cost-effective legal services, mortgage documents, pre-closing and post-closing services lenders need to deal with the complexities of Texas law, all through a single point of contact."

Gibson uses Online Documents' Online Express™ Web and Document Review Manager™ technologies. Lenders or attorneys electing to install any of Online's advanced mortgage document applications in their own offices can gain an additional price advantage under this unique business alliance allowing "attorney review."

"The Texas Solution simplifies the mortgage document process in Texas and gives lenders the confidence of knowing their documents conform to required legal standards," said Joan Ingham, President of Online Documents. "By combining services, Online and Gibson can provide everything a lender needs to comply with Texas state law; all under one roof."

Under the "the Texas Solution," lenders can elect a full end-to-end "product and service bundle" or can select individual fulfillment services based on their specific needs. Lenders can select any or all of the following products and services: initial disclosure packages, mortgage documents "via review," mortgage documents "direct," loan closing, post closing, warehouse collateral management, and investor delivery. Utilizing combined resources, Gibson, Online and SMI plan to introduce new products and services going forward to make the lending process more flexible and efficient.

About M.D. Gibson & Associates

Through its Residential Mortgage Lending ("RML") department, Gibson provides a full menu of closing and post-closing services. Fully staffed with seasoned professionals, Gibson is experienced in working with mortgage lenders, attorneys and title companies and is equipped to handle all phases of the loan process from document preparation (in conformity with Texas state law) to investor delivery. Clients utilizing Gibson's services have the advantage of access to a full-service law firm to address their immediate needs at the closing table, or whenever they may arise. For more information visit http://www.mdgibson.com/.

About Online Documents, Inc.

Established in 1988, Online Documents provides compliant mortgage documents and related services to lenders, nationwide. Online offers Web-based and desktop installations (Online Express™ Web and Online Express™) for local lenders and more comprehensive MISMO enterprise solutions (Integration Manager™) for regional and national lenders. Online delivers Initial Disclosures and Closing Document packages via the web and to local print destinations within minutes of an order, 24/7. Additionally, Online provides Print and Mail Services for Initial Disclosures from its central processing center and offers unique support to Attorneys who draw documents for lender clients through its advanced Document Review Manager™ technology. For more information, visit www.onlinedocuments.com.

About Stewart Mortgage Information

SMI is a wholly owned subsidiary of Stewart Information Services Corp. (NYSE-STC). SMI is a leading provider of mortgage information and services that accelerate loan origination and reduce costs of post-closing functions. SMI meets the needs of the real estate industries through the delivery of information services required for settlement using e-commerce, including credit, valuation products, nationwide title and settlement services, flood determinations, electronic mortgage document preparation, background checks and a variety of post-closing and investor delivery services. For more information, visit http://smi.stewart.com.

About Stewart

Stewart Information Services Corp. is a technology-driven, strategically competitive, real estate information and transaction management company. Stewart provides title insurance and related information services required for settlement by the real estate and mortgage industries through more than 9,000 policy-issuing offices and agencies in the United States and international markets. Stewart also provides post-closing lender services, mortgage default management solutions, automated county clerk land records, property ownership mapping, geographic information systems, property information reports, flood certificates, document preparation, background checks and expertise in tax-deferred exchanges. More information can be found at www.stewart.com.


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