Lender Services Lender Services

Origination and Loan Review Services

Stewart's centralized operations match experienced, well-trained staff with advanced technology to provide nationwide title, closing and settlement solutions for mortgage lenders. We offer a full suite of services that can be customized to meet your specific requirements.

When you work with Stewart, you get nationwide strength and reach with individual attention.

  • Solid performance in all 50 states
  • Streamlined title rates
  • Accelerated turn times and contract pricing
  • Flexible closing options
  • A team dedicated to your account, led by a Client Advocate Manager (CAM), built around your specific guidelines and workflows

Available products and services include:

Stewart Plus

Quickly close home mortgage refinance loans

Stewart Plus seamlessly combines centralized title, national settlement services, mobile notaries and web-enabled closings to help you easily close home mortgage refinance loans. Stewart offers a cost-effective solution for nationwide title and closing services.

  • Title commitment average delivery under four business days
  • Streamlined title rates
  • Full coverage through the ALTA® short-form policy or through a secondary market short form policy
  • Available for one to four-family residential property or condo
  • In-office, in-home or online closing
  • Exceptional borrower experience
  • Workflows that can be matched to your specific process
  • Electronic order placement, real-time status and electronic product delivery 24/7 through our web application, RealEC® or LOS/Direct Connect
  • Customized transaction and summary reports to review performance and manage your pipeline

ReversePlus

Providing a personal approach for your borrowers' reverse mortgage transactions

Stewart understands the specific requirements, time and effort it takes to ensure a successful reverse mortgage transaction. Using ReversePlus, our knowledgeable staff provides personable service to every borrower throughout the title and settlement process.

  • National coverage
  • Single points of contact for all settlement services and internal client-dedicated teams for each customer
  • Fast turnaround with average commitment delivery in less than four business days
  • Escrow efficiency
  • Streamlined title rates
  • Personalized service
  • Convenient closings for reverse mortgage transactions through our electronic closing platform

Closing

Choose the method most convenient for closing

Stewart offers a variety of closing methods, including mobile notary, local in-office signing or web-enabled closing available nationwide for your borrowers' convenience.

Mobile notary:

  • In-home closing with a representative from Stewart’s team of knowledgeable, qualified closing agents

In-Office:

  • Close at one of over 600 Stewart Title offices located throughout the country

Web-enabled closing:

  • Borrower preview via secure website
  • Documents signed using Limited Power of Attorney (LPOA)
  • Utilize the title company of choice

Foreclosure File Review Services

Stewart can help servicers evaluate their loans to determine compliance with accepted loss mitigation timelines and foreclosure practices. This nationwide offering helps mortgage servicers review and ensure their compliance with loan servicing and foreclosure processing practices. More importantly, by mitigating and managing internal risk factors, servicers are well prepared for the continued scrutiny and subsequent response to the agencies examining these practices. Servicers are aided in identifying and managing operational, legal, reputational and compliance risks cost effectively.

Customized operational reviews include:

  • Prudent Servicing Practices
  • Loss Mitigation Processes
  • Payment Application
  • Allowable Fees and Expenses
  • Judicial and Non-Judicial Processes
  • Title-Related Vesting
  • Collateral Review/Ownership Review

Post Closing

Stewart Lender Services' post closing services enhance, supplement or serve as the back office function for lenders. Our services include:

  • Post closing review and related services
  • Document retrieval and inventory
  • Loan review/audit
  • Complete eMortgage services
  • Creation, management and delivery of compliant mortgage documents
  • Historical reporting for credit, criminal, driving, education, employment and civil records
  • Professional License Verification Report
  • FHA Insuring